Terms of Service
Please read these terms carefully before using our website or services.
Last updated: 12 July 2026
1. About these terms
These terms govern your use of the InsuranceWala website and any advisory, quote or claim-assistance service we provide. By using this website or engaging our services, you agree to these terms.
2. Nature of our services
InsuranceWala is an insurance advisory practice. We help you understand your options, compare products, complete documentation and pursue claims with the insurer. We are not the insurer. Policies are issued, underwritten and settled by the respective insurance companies subject to their terms, conditions and exclusions.
3. Information you provide
You agree to provide accurate, complete and current information whenever you request a quote, purchase a policy or file a claim. Misrepresentation, omission of material facts or providing false documents can result in the insurer rejecting your proposal or claim, and we will not be responsible for such outcomes.
4. Quotes and premiums
Quotes shared through the website, WhatsApp, phone or email are indicative and subject to the insurer's underwriting, medical assessment, inspection and final approval. Premiums, terms and coverage may change based on the insurer's assessment.
5. Claim assistance
We assist you with documentation, follow-ups and negotiation with the insurer to help you obtain a fair settlement. The decision to accept, partially settle or reject a claim rests solely with the insurance company under the policy contract. We do not guarantee any specific outcome or timeline.
6. Website content
Information on this website — including product descriptions, comparisons and FAQs — is provided for general awareness and does not constitute a binding offer or professional advice for your specific situation. Always speak with an advisor before making a purchase decision.
7. Third-party links
Our website may link to third-party insurer or payment portals. We are not responsible for the content, terms or privacy practices of those third parties.
8. Limitation of liability
To the maximum extent permitted by law, InsuranceWala, its team and its partners are not liable for indirect, incidental or consequential loss arising from your use of this website, delays or refusals by an insurer, or decisions taken based on general content on this website.
9. Intellectual property
All content on this website — text, graphics, logos and layout — belongs to InsuranceWala or its licensors and may not be copied, reproduced or reused without written permission, except for personal, non-commercial reference.
10. Governing law
These terms are governed by the laws of India. Any dispute arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts at Jaipur, Rajasthan.
11. Contact
Questions about these terms? Write to us at dinesh@insurancewala.org or call +91 98290 54994.